. - Minimum work history: 1 year (please provide references and pay stubs for the past 3 months; if self-employed we can discuss alternatives to paystubs)

Another alternative would be to buy the property yourself, keep the mortgage in your name but have your daughter on the title.

Quote from @Catherine Ding: My PM company is offering to do it for a high fee of $100/month so I'm trying to find alternative options.

Alternatively, should I focus on making minor upgrades to the rental property to increase the rent and continue holding it, considering the neighborhood’s growth potential?

Why not use bank debt or alternative lender debt if you don't qualify yet for bank originated debt?

If a HELOC isn’t an option, alternatives like a home equity loan, business line of credit, or a DSCR loan could work depending on your situation.

My local area has high property tax and makes me wonder about PA as an alternative. 

We'll likely have to look for alternatives to our primary house since we won't be moving much anymore, but I like the idea of small multis and getting a lending who fully understands the VA is certainly good insight.Thanks,Fritz 

A few months of reserves might seem like an unnecessary drag on your ROI—but trust me, it’s far cheaper than the alternative.

Not sure if it was mentioned here already, but another creative alternative is to purchase a SFH that has a casita.