It’s a great way to grow faster.HELOC or Equity Tapping: If you have equity in another property, using a HELOC or cash-out refinance could help cover the down payment without affecting your DTI as much.Seller Financing or Creative Deals: Look for sellers willing to finance directly, which bypasses traditional mortgage qualification hurdles.Scaling quickly often involves combining strategies—play around with what works best for your goals.

whats traditionally referred to as "DSCR" loans are not going to be eligible in non-state territories unfortunately

Lenders will want to know if the property is generating income and if it qualifies for a DSCR loan or traditional financing.

Reason why is because FDIC Bankers "Do Not" charge points on traditional programs like primary homes, standard investment purchase and refinance, Second home/vacation homes.Lenders, Brokers all charge points to meet their Loan officer compensation plan (commission).

I talked to my lender contact and, as Kerry mentioned above, it's pretty uncommon that a traditional lender would offer a HELOC product on an investment property (non-primary home). 

We're also starting to scour other forums for possible investments outside the traditional MLS sites, and other areas like upstate NY. 

Purchase Terms: Clearly outline the terms for your brother to purchase the property from you, including the timeline and price.To minimize the financial burden on your HELOC, refinance the property into a traditional mortgage as soon as possible.                                                                                           

These properties appeal to students and low-income renters, especially if traditional housing is limited.

I've lived and worked in China and at one time had quite a few Chinese nationals as investor clients in my Florida based firm. 

Traditional lending doesn't lend on C5.