Traditional 30 year fixed mortgage How did you add value to the deal?

Unlike banks, which offer limited loan options, brokers have access to a wide network of lenders, including niche and non-traditional financing sources.Here’s what they do:Assess your financial situation to determine your borrowing power.Compare multiple loan products to find the most favorable terms.Negotiate rates and terms with lenders on your behalf.Guide you through the application process, ensuring you meet all requirements.Example: Suppose you have a lower credit score or unconventional income sources.

Our issue is income on papers too low to qualify for the an FHA or traditional loan.

I’ve had many clients do a traditional 1031 and then they feel like they have a gun to their head with the shot clock.  

If you are open to non-traditional methods of financing, you could use a debt service loan to bypass that requirement.

Alternatively, a private or hard money loan could provide faster funding if traditional lending timelines don’t work, with the option to refinance once the build is complete.

The good news is you don't need a specialty loan for a house hack, just a traditional primary home loan.

Major brands like Ritz Carlton and Waldorf Astoria are currently developing property there, where they have traditionally developed in Miami, Fort Laud, and Palm Beach. 

Hello Ralph,Yes you can used a HELOC from another property as a down payment for a new one, then get traditional financing on the remaining 100K. 

Do you use traditional financing or do you us DSCR loans?