Quote from @Sam McCormack: Quote from @John Lee: Hi all,My name is John and I'm a recent college grad about to start a Masters (SF/San Jose Area home base in California).

Thanks Sam!

@Sam Epperson I am actually licensed in FL.

Here are some rules:  https://www.nerdwallet.com/article/investing/roth-ira-withdrawal-rules#:~:text=Contributions%20can%20be%20withdrawn%20from,made%20without%20taxes%20or%20penalties.I agree that you shouldn't let the tax implications be the main driver of your decisions, but you do want to be aware of the potential tax implications because Uncle Sam will want his money.

Since they are 1099 independent contractors, payroll taxes are not paid by the brokerage so agents have to pay about 20-30% out of the portion of the commission they get to Uncle Sam for income taxes, depending on their tax bracket and individual tax situation of course.

-Sam

I'll check those out, thanks Sam!

If I had just one property I would do Sams/Costco/Amazon etc. 

Carlyles, Blackstone, Sam Zell and Apollo to name a few of the big dollar groups. 

Sam, your assumptions and tactics are off base.