If you see massive layoff here in valley , they hire in India or Dominican Republic lol

I do not want spend my W2 income to cover house mortgages, to not have pressure if things like layoffs will happen, so my plan is to buy house in a good neighborhood that may have appreciation and some minimal cash flow after all expenses (management, maintenance and vacation).

Mitchell Bernier I think rates will fall faster than people think, I think when Jan 2023 hits we will see massive layoff's, FED pivot, BIG recession fears and the 10 year T will drop. 

I believe it probably has to do with tech layoffs but I’m not sure….

This is what I own:Bank: 35kCash: 7kInventory (business): 230k Robinhood brokerage: 27kFidelity Roth: 5.5kRoth 401k: 32kPersonal money market account: 15kBusiness money market account: 42kTotal liquid cash: $393,500Debt: -16,000 college loanHow should I go about investing this?

Until a new "Robinhood" appeared (it could be zillow or homes.com), there would be not much earthquake.

Maybe your perception was different, but I remember the sense we had at Wacker Neuson going through rounds of layoffs, dealers defaulting, order cancelations and no sense when the construction equipment industry would recover, or if there would even be a full recovery - ever.. nobody had ever seen anything like it. 2008 was bad, I think Lehman Brothers collapsed in October, by 2009 we had to assume the equipment industry would never be the same.

I have a small amount ($5k) invested in S&P500 through Robinhood and another $20k in my Roth 401k. 

Layoffs and business closures are being kept out of the news.

But again, inflation is not abiding and unemployment, layoffs, job switching, job quitting (JOLTS) are all showing signs of worsening.