Using a HELOC to pay down your mortgage $15k per year, then paying off your HELOC.The two yield essentially identical results.

This story is almost identical to mine. https://www.courtlistener.com/docket/68037763/north-haven-lo...https://www.courtlistener.com/docket/68086281/seiler-tucker-...

I Joined Jeromes Buying land and building homes program back in 2019Heres my opinion on my experience....First and foremost He offers two different programs. a 6 month program and a 12 month program.BOTH PROGRAMS ARE EXACTLY IDENTICAL THE ONLY DIFFERENCE IS:You can choose to have the weekly mentoring by Jerome once a week for 6 months or 12 months on a zoom call and you can have access to a private networking group of real estate professionals whether that be (realtors, contractors, brokers, Private/Hard money lenders, loaning institutions, Surveyors, Engineers, Zoning Board members in different municipalities, pretty much anyone you would need to get a project completed) for either 6 months or 12 months.6 month program will run you $5,997 if you decide to pay all at onceor you can make a $2,300 payment every 2 months totaling $6,90012 month program will run you $9,997 if you decide to pay all at onceor you can make a $3,000 payment every 3 months totaling $12,000I decided to join the one year program and chose the payment option as i figured within 6-8 months i would have my 1st project completed therefor my last two payments would essentially be covered by the return on investment from that project.PROS:The group is really a family oriented space where you meet a vast variety of people from all types of background throughout the country and other countries that are doing business just like you.

@John Postma We are working with about 5 owners that are at the same stage as you with almost identical stories.

I also looked through the monthly letters that he's sending with the updates and they are basically the same (March & Feb are identical).

So your escrow closer is your best go to for that.But the mechanics of the 1031 will be identical in all states.

It has alot to do with how I feel about myself and my identity.

I have been battling with the credit bureaus for 15 years between 2 divorces, and multiple incidents of identity theft (the untold effect of military service).

Previous spec home from the builder with nearly identical floor plan was sold as 2BR, but lists on AirBnB as 3BR.

There is one here that looks identical to it.