However, I need to state that in spite of the Waco area's conservative values, they had no negative effect on our business - just on the bank that financed our business which was known to them before they started our funding program.

We moved our properties to USAA and had no issues in spite of a claim shortly before the move for quite a bit of damage from a burst water heater.

Previously SF had fantastic growth to make sense in spite of restrictions, now its not growing as much either. 

I could be that I am jaded because my STR that operated legally since 1999and paid all its occupancy taxes did not get an STR permit in spite of having maximum lottery entries (maximum Lottery entries was for STRs over 5 years old). 

When the gatekeeper notices that, he laughs and says: “If it tempts you so much, try it in spite of my prohibition.

They are known to take a property subject to but that is not an assumption in spite of popular opinion to the contrary. 

Makes no sense in spite of the fact that appreciation is great. 

Mind you, because of the high returns that can be achieved even without using leverage, plenty of foreigners still buy property in Mexico in spite of that.

If TX has a true ad valorem tax system (as tends to be on the east coast), the tax itself holds relatively steady inspite of rising property/assessment values.

There is a day of reckoning coming for commercial debt as between a shrinking office market and multifamily notes coming due which will raise debt service to levels that will likely put many multi unit properties underwater as rents data have also flattened and more than 50% of consumers spend more than 30% of their income on rent which is adding pressure to rent increases even inspite of low rental inventory.