If a landlord is willing to let someone sublet for this reason, they're probably not a very experienced landlord, and you end up with the blind leading the blind.As a direct answer to your question, no landlord worth their salt is going to be excited about the prospect of a stranger subletting their property.

On the property side you need to find a nationwide program, plus the maintenance program.If you didn’t salt the sidewalk or didn’t let me rent because I’m Serbo Croatian.  

Take the following with a grain of salt, as I am not a lawyer, nor am I in your area.

I couldn't find any names or ownership besides the doctors that were listed online - maybe she did, maybe she didn't.In conclusion, I learned a ton but also took everything with much grain of salt.

I am no expert, so take this with a grain of salt. 

Especially, out-of-state investors too that have no such connections looking to invest in Salt Lake City area.

At a 500-700k budget, I'd look at a 2-4 unit property in places like East Nashville, Colorado Springs, Raleigh-Durham, Richmond, VA, maybe Salt Lake City (though that budget might not cut it there).

My greatest pain point is not that the deals failed, although that certainly adds salt to the wounds, it's the poor communication, false narratives, chasing (almost begging) for updates, lack of full disclosure, the smoke and mirrors, etc.

.: There IS going to be a big impact on Real Estate, especially for Single Family and small Multi-Family that is Owner Occupied.The SALT Deductions are slated to expire at the end of 2025.Trump has already said that he will allow it to Expire:https://about.bgov.com/insights/elections/2025-tax-policy-cr...This is NOT a small change.The Standard Deduction gets reduced by about 40%.Then you get to deduct the SALT (State and Local Tax) that you paid PLUS up to $1 Million in Interest from your Mortgage against your Federal Tax Return.The only limiting factor will be AMT (Alternative Minimum Tax).In 2017 when this Cap was put into place, it made sense.However, now that the average Home sells for about Double what it was back in 2017, many normal Americans can benefit from the Expiration.I'm hoping that the Trump Administration does not extend the Cap.Too many people will love him more if he allows it to Expire!

things missing in your list (everyone manages differently, so take it with a grain of salt)Vacancy rateTurn overbad debt legal fees (evictions as needed)accounting fees for professional tax prepmaintenanceProperty TaxesSales Tax on PM fees (In NM, this is charged, not sure about where you are)Reserves for replacement CAPEX - furnace, water heaters, ac, roof, parking lot, etc.Admin, software, advertising, etc.Cost segregation study for accelerated depreciation captureAs for your loan.