Hi Crystal, thanks for your response.

I understand nobody has a crystal ball, but any feedback would be greatly appreciated. 

To crystalize this point many years ago I was involved in a dispute with an architecture firm.

Study appraisal techniques and valuation methods.I like to say you need a crystal ball of sorts, need to look at the history of the note, payments made, see where and why the note was created, understand the borrowers position, look at their ability to pay and find out as much as you can about the borrower, getting in their head so to speak.

Quote from @Crystal Harris: In February 2024, I purchased a tax lien from Nassau County NY.

Quote from @Grayson Grzybowski: @Crystal SmithThank you for taking the time to provide your insight on the questions I have asked.For your introductory statement, I understand this is how debt should be used. 1) I have already went out of my way to ask for as high of a limit as I can just to have it on stand by. 2) I am trying to build value into our home to increase the equity faster so I can utilize it as leverage in time. 3) I have already reached out to a lot of different investors and have their terms & conditions at hand. 

It may be a difficult game to get into in 20 years, yet many will find a way and the cycle will continue, so long as the US is still standing.Ultimately, none of us has a crystal ball, we can only look at history.Conversations like these have been going on since the dawn of man and will continue. 

So you are telling me you have a crystal ball?

We don't have an instruction manual, crystal ball to the future, or a road map with guaranteed outcomes. 

@Crystal DirbaEverything you mentioned that you do, that’s on the list.