Is there reason to believe San Clemente CA is the best chance at upside appreciation on the coast, if one is willing to take cash flow negitives for the next decade with 75% LTV leverage.

I grew up just north of SF and went to school in Santa Barbara.

I went to school in Santa Barbara and frequented San Diego often.

Quote from @Barbara Sheppard: Thank you, @Mike Paolucci, for your comment. 

I'm Texan born and bred but have also lived in New Orleans, Santa Barbara and now New York.

Quote from @Barbara Berta: Quote from @Russell Brazil: Quote from @Barbara Berta: Quote from @Russell Brazil: Did your financing contingency specify a certain amount of days?

And... in case you don't want to take just my word for it:In the words of famed real estate mogul / investor Barbara Corcoran....."

I live in Santa Barbara.

@Barbara Ratcliffe no, I am still on the MLS.

There are great real estate meetups in Santa Barbara and Ventura Counties.