Hey @Brett RiemensniderThere are a TON of banks/credit unions that will offer as low as Prime on a heloc on your primary residence.

If comps for a 3 unit property are in the 950k range, then that is what it will come in at.The revenue from the STR will have no bearing on the value of the property itself.People argue about it from time to time, but I spoke with 10 different lenders, banks, credit unions, private lenders, etc etc and they all said the same thing.

I greatly respect electricians; my dad was in the union out of Local 6. 

I’d suggest starting with local credit unions or community banks—they’re often more flexible with investment properties.

My first deal looks like it will fall through because the bank doesn't like my work history. (4 months as a union electrician, which the bank considers contract work).

As the European Union's economic leader, Germany's real estate market benefits from the region's overall stability and growth, with German property prices showing resilience in both boom and downturn periods.5.

I’m considering going back to work either for myself again or joking the carpenters union.

THere is a loan I have seen folks using in the past... not sure if it is still available but it is the MACU90 loan with mountain american credit union and it is a 10% down investment loan.

This is mostly due to affordability and for potential ARV options.I had a good friend buy a property in Indianapolis off of Union Street for $60K she put $48K into the home which was a total dump and was able to refinance the home to pull cash out in 12 months.

When you go to a Bank or Credit Union, they can only offer you what products that bank or credit union offer.