Thank you @Dave Foster I look forward to my new venture and investing in real estate hoping to achieve financial freedom and enjoy my life with my kids and my beautiful wife that has a terrible debilitating autoimmune disease.

Pull off the Band-Aid.

I don't like paying interest on my down payment unless I know it's a temporary aid to get a good opportunity.

This run though focusing on zero debt instead of drinking the refi to you die cool aid I believed prior to 08 .. we can now sleep well at night compared to those days.

Nobody will come to your aid, and it truly isnt even worth complaining because honestly this is a game where all that counts is the money.

Don’t skip safety stuff either—make sure you’ve got working smoke detectors, fire extinguishers, and a first aid kit.

And as others said, section 8 tenants are often the most quiet and reliable because they don't want to lose this aid and they are grateful to have housing. 

This is something that legal aid might be too able to assist you with if you are not very well healed financially.Good Luck!

Don't drink the S8 kool-aid.

Which S8 "guru" program did you drink their kool-aid?