No down payment no apprasials no monthly payments... just be very good at what you do.. we dont take on newbies or one off ..

Look at this form from Fannie.

It is a 2 bed, 1 bath house, in which he is subletting to at least 3 or 4 other people.

If you know what the actual numbers are in dollars, then why are you using percentages at the end? 

One is at 50% LTV, the other is at around 67% LTV. 

I was playing with the idea of selling my condo, taking 300k of the equity to put a down payment towards a house listed at 660k.I'm assuming the reno will run $300/sqft and going in with the assumption that phase 1 will run 750k (figure the expansion of the house will have to wait) for the gut reno.I assume/hope (but definitely not banking on) that I will be able to refi in 2-3 years at a lower interest rate; if not for a lower rate.This will likely be a family home for the next 5-10 years at LEAST so investment value isn't quite at top of mind ATM.Questions:Even if it's not for lower interest rate, do you feel it's advisable to refi to remove the 203 loan in the future?

How do I build leads or find people who are, at minimum, at the requirement of buyers, but at the same time, at maximum, willing to work with me?

Quote from @Stephanie Walker: We'd never had much luck contacting any department at the hospitals themselves.

Most new neighborhoods have PIDs or MUDs and that reduces your returns at least 1% to 1.5% for the first 20 years.#4. 

If they have been paying well under market rent for a long time they may have a hard time suddenly managing a place at current market rents.