But both options we can't really throw ourselves into without more permanent commitments.

In most places, if the use is discontinued for 1-2 years, it is considered permanently abandoned and the permitted use reverts to what is on the zoning map.

I guess on the bright side there wasn't much permanent damage.

Like 10 times greater over a long term, not 10% greater.Secondly, if you go the Roth route - you escape taxes on the growth permanently, which is <insert Trump voice> yuuuuge.On RE Pro hours - yes, it is possible, but remember that you will have to prove your hours with a detailed log, and it have to be hours of actual work.

@Naftali SchabesYou're referring to permanent financing with amortized loans. 

Time will tell if the trend is seasonal again or more permanent.

Market is hot and we have permanent residence in the Bay Area so have found it a bit tricky.

Yes, renting out a room is a good strategy and if you were moving back permanently that would be your best option.

., 6 units tops) the costs involved in getting and issuing the credits will not make the project cost-effective.Therefore, I am currently pondering the option of developing using funds from the HOME Investment Program and then put permanent financing in place with a HUD's Multifamily Loan.So, if you have had any experience with what I mention above, PLEASE share.

(I’m guessing it’s not permanent).