The non-qm sector is averaging 6 - 6.6% right now.

It's one thing to say "I am looking at a property located in XYZ Metro" and another to say "In XYZ Metro, how poised is this sector of the city or this neighborhood for growth?"

I think any stock is now speculative..especially in the banking sector..which is why it might be priced "so low" .

More capital coming into this sector has already given prices a pop.

The note can simply be in both of your names, you can work it out between you.I've been in the non-profit sector as well, as a note holder, how they get along is rather irrelevant to you, you won't know how they get along either, they either pay as agreed or they don't.Foreclosing on a church can be pretty bad press, but it's done everyday....or almost everyday.If they start talking religion, hold on to your wallet!

But think about the appreciation in may sectors over the last years. 

BP does not vette these folks in any way shape or form.. use normal due diligence... and protocol.. its seems the lending world is the new target for scammers world wide.. with rates that sound great but are not real.Look to the lenders that post a lot on this site... 

They are first class operators and really fine people.It is my observation that they have hundreds of satisfied customers worldwide.  

Real Estate professionals In the UAE, particularly in Dubai have praised the legislative procedures adopted by the government to regulate the real estate sector and impose tools that safeguard the interests of not only property developers but also investors.

You balance income and capital appreciation returns while diversifying your portfolio with exposure to multiple RE sectors.