Some decorators use absolute garbage.

It's actually good that you cannot find this garbage anymore.No simple rule exists really, however the length of the loan and the type of the loan do not matter. 

On another note apartments.com listing service is garbage compared to zillow.com but zillow.com's property management platform is sorely lacking. 

It's not their fault the university system is a pile of Social Justice garbage. 

Ice dispensers, water dispensers, dishwashers, and garbage disposals?

My wife and I manage our rentals in Indiana but not in Texas, but we currently live in Arizona. the biggest reason is my experience in property management and high expectations of property managers puts me in a position to think most of the PMs in Indianapolis are garbage and or incompetent at their jobs...

@Brendon RogersStay away from Frigidaire at all costs...garbage!

Peel and stick backsplash = garbage.

What percentages are you seasoned investors assigning in your models for Insurance (I know that I can look this up but is there a baseline number to get an idea)Maintenance %ageRepairs %ageCap ex %ageManagement Fees %ageWho typically pays for (Gas, Electricity, Water, Sewage/garbage)Should I avoid properties where I pay water as it would eat into my profits?

What percentages are you seasoned investors assigning in your models for Insurance (I know that I can look this up but is there a baseline number to get an idea)Maintenance %ageRepairs %ageCap ex %ageManagement Fees %ageWho typically pays for (Gas, Electricity, Water, Sewage/garbage)Should I avoid properties where I pay water as it would eat into my profits?