Then he told me all about himself and we found out we had a love for old 60's music like the Turtles.He wanted 30K for his burnt property and I told him it was a lot worse than I thought.

Banks are still giving money out, lots of borrowers have reserves, and banks have financial instruments to lock in their cost of borrowing over a certain amount of time.

The mortgage or deed of trust is the security instrument that pledges the property as collateral for the note.

@Cameron Riley I noticed you didn’t mention mastermind groups which were, by far, the most instrumental for my business to be where it is.

@Bill McCafferty I believe you were instrumental in the writing of this book.  

If on a Friday evening the neighbors are sitting on lounge chairs in the front lawn smoking something that is not a cigarette, blasting music, and every so often a car rolls up and some sort of fast transaction/exchange is made, that would be a red flag. 

Then 1031 into safer more passive instruments and stay there until you pass and let your heirs benefit from the step up basis.Do you want to step back but be ready to play again if the mood strikes - not because you have to but because it's fun?  

I'll tell you that Real Estate can be a lot like music if you don't have deep pockets.

He has saved us a ton of money and has been instrumental as we have grown our business.  

Something might say "Quitclaim Deed" at the top of the instrument, but contain words of warranty down in the body, using language nobody understands or pays attention to.