She's probing for weaknesses she can leverage so don't provide any.You may also want to consider not taking any application until the apartment's been seen by ALL tenants who will live there.  

While obviously much more forgiving than any other material when frozen the weak point then becomes the fixtures themselves, or, in the case of anything with hot water baseboard, the baseboards are always still copper and will split quickly once they freeze. 

Everything in my life has changed over the last five years due to the diagnosis and treatment of a chronic illness.

In addition, I have a willing guarantor who owns $400mm+ in MF property.The issue I'm worried about is that some mortgage brokers I've spoken with, and Michael Reinhard's book on commercial mortgages, say that I need to have 3 years of proven income (I changed jobs a bunch after college) as well as good credit (don't have) and previous ownership experience (don't have) in order to get a loan.On the other hand, when I read things from some other sources like the BP forums, or from investors like Dave Lindahl, they state that with a strong guarantor a bank will still give me a loan to buy a property even if I have weak credit, insufficient net worth or lack of experience.I'm looking at some deals and I would be looking to borrow 65-70% LTV, non-recourse and 10yr fixed and all of the deals I'm looking at have a 1.6+ DSCR. 

There are plenty of ways to operate ethically and legally with poor credit, if you are weak in one area, you need to be stronger in another area to make up for that weakness.

Applied psychology, networking, salesmanship are important things that do not come naturally to most engineers.The above are generalizations and your milage may vary, but being able to spot your strengths and weaknesses is a good step in the right direction.

One other thing: if there is any weakness in your personal relationship (marriage, union, live-in, whatever), this endeavor will expose it big-time.

There are lower priced assets 1 million etc. but tend to be in weak suburban to rural markets. 

Personally, I utilize 3 different management companies in Indianapolis because each company has varying strengths & weaknesses and different management companies are appropriate in different situations (location, amount of renovations required, etc).

No amount of screening is going to weed out someone who has a weakness for looking for love in all the wrong places.