Also, since it is a residential mortgage it has a 30yr term the rate will just float, but no balloon payment.  

But it will not be because it has an adjustbale floating rate....they are looking at the interest rate risk.

A deal of that size needs capital to keep it a float when a surprise hits.

@James Carollo 4 years and very pleased with lvt floating floor in wood look from Floor n Decor.

That notion got me thinking about floating vinyl plank, which I've only installed once, in a kitchen.

You can always float a 210k (or something) offer and see if you get a counteroffer. 

So the opportunity for young studs like yourself is to provide them with the golden parachute that allows you to continue to leverage up while they float down to retirement.I've seen the trend in multiple market cycles I'm that old.  

@Mark AlexanderIf you have any questions you can float them by me.

I ended up putting floating hardwood panels instead of carpet and vowed never to have carpet in my home after that experience.Outside in the backyard, it was a jungle with debris, leftover lumber/wood/scrub, and grass two feet high. 

I imagine the answer is floating around here on BP somewhere, but I still haven't found it just yet.