Originally posted by @Tony Unkel:If you have a 401k from a prior employer, you can roll those funds into a Self Directed IRA  and make your real estate investments through the ira. 

Originally posted by @Tony Kim:Originally posted by @Joe Villeneuve:Originally posted by @Luka Milicevic:@Lieren SchuetteI think the best way to save is to get a first position heloc on a property (primary or rental) and keep money in the heloc paying down debt, until you are ready to buy. 

My long time friend Tony Lopez builds them... https://alternativelivingspaces.comLand is cheap on the big island and I see opportunity for a project like this.

Originally posted by @Tony Freeman:As a new investor, especially in the world of multi-units, I'm sure you have come across a ton of buildings that are being sold "as-is" and are required to write that into the offer that you send over.

Originally posted by @Tony Kim:Originally posted by @Joe Villeneuve:Originally posted by @Tanner Sherman:Originally posted by @Joe Villeneuve:I agree...mainly because of the large percentage of investors here that focus on 1 or more of three things that won't get them there:1 - BRRRR2 - Returns based on % of investment3 - Paying off properties....and not on the three most important things that can get them there:1 - Understanding what cost to the REI really is, and the importance of recovering it FAST2 - The difference between spending and using their "seed money", and applying the power of compounding to it3 - NEVER doing any deal with negative CF Joe, It sounds like you don't like the idea of refinancing properties or paying them off, so what is your trick?  

@Toni Conway a way to potentially avoid the court/eviction proceedings is to do a "cash for keys".

Quote from @Tony Kim: Quote from @James Hamling: Quote from @Pat L.: @Joe Villeneuveagreed. 

if it was me I would do what Tony Soprano did.. get a huge speaker and blare it 24 7 right into the unit ..

Your parents have been discouraging about all your endeavors in life--so ignore their discouragements and do your best at what you choose to do.Be your own man (you are 36 years old), time to man-up.Then if you make it--your a self-made man, and if you fail, you will have to regroup and try again.If you have not read Awaken the Giant within by Tony Robbins, do that, and do the written exercises in the book.It can help focus you.Good Luck!

S&T Bank does the 5% down Denise Maltzman is who I have worked with there and Northwest Bank does the 10% down Tony Feola is my contact with them.