Put them under your personal name-you can also get 30 yr permanent financing from your bank with no call- get a umbrella liability policy for $1M (cheapest coverage out there) and then worry what address to use for your LLC.

She does not have a real estate license.She has an umbrella insurance policy.

I'd suggest an umbrella policy as a minimum.

Why not just get a million dollar umbrella policy for your protection. 

I know the general consensus is that you should have an LLC for protection but I was wondering if anyone decided to forego an LLC (for maybe an umbrella policy) when they had a single property?

I use the highest possible deductible and attach an umbrella liability policy.Another thing to consider on insurance is if the value is replacement or cash.

.), 2) An umbrella policy for the property with sufficient liability coverage would cover any liabilities arising from a pool incident (or any incident).Are there any reasons why we should not purchase a multi-unit complex with a pool in it?

We decided to go with umbrella insurance rather than setting up an LLC, so I'm assuming that we'd check "individual/sole proprietor" and include personal info for one or the both of us - just wanted to make sure before we send everything off.Unfortunately, the person we're working with at IHA hasn't given a definitive answer, so I thought that I'd ask people with experience.

get umbrella insurance.  

You can buy umbrella policies for at least 2 million for a couple hundred dollars.