Subtract the fee from your person and that's possibly worth it.

Also don't forget to subtract the debt on the deal.Let me know if you would like a tracker sheet.

I also would subtract a 100 or so from the calculation as gift to yourself since you will live there.

I'm sending you a PM.But for anybody who reads this, the long and short of it is: you can househack a house, a duplex, a triplex, or a fourplex.The key financial metric is to subtract rental income from PITI and expenses to see how cheaply you can live while earning equity in principal paydown and appreciation.Research the FHA loan: it's your best friend when you're househacking.

Then anyone else who wanted to live there could subtract all your profit and flipping costs and bid that much more.This is similar to when people go to an auction and complain about dealers bidding up the prices  the dealer can only stop you from getting a steal, they can’t pay more than an end user as they need to make a profit at a higher price  a flipper pays the least for any property, a landlord pays more, a STR landlord pays more, and an owner occupant pays the most, especially if they can do the work themselves  

Instead, I have to rely on the Monthly Cashflow figure and then determine what the monthly outlay will be for the HELOC draw that paid for the down payment and subtract that from the Cashflow figure manually.I'd love to see this as an option in the BP calculators.

But wouldn’t we just subtract 10% for property management from our owed cash flow and credit theirs?

Instead of subtracting the original 80k, I need to subtract the ending balance of the original loan prior to the refi.

Jeff,Always figure in property management cost, even if you plan on doing it your self, someday you may not want to, plus your time is money. so with you there subtract another 180 a month and without you there another 240 per month. so you will cash flow $100/ month when you move out. and have a negative $425 while you are there. you said the roof is new but what about the furnace and hot water heater ?

In subtraction, expenses for platform fees, capex/maintenance/supplies and 6 months reserves.