Try to finsh LVT/LVP that have a decent finsh on them either AO or Cermaic bead.

We will be adding descriptions to all of our sessions in the coming days.

I'd venture to guess that there have been at least hundreds of billions of dollars worth of property taken back from American homeowners in the past few years...once the property is foreclosed on, technically the debt is eliminated and can be added to your debt reduction stat...

They will also want to see the last 2 years of the tax records to see if it turned a profit and then count that, and then on top of that will only count 70-75% of that income which could be added to your W2 income if you are still working. 

The value to be added was the lot that could be sold off in the back thru a 1031 and I could get another similar property.

@Jason Whaley  hey Jason that sounds great I'd love to be added to your list.

I told them the friend needed to be out within 30 days or would need to be added to the lease.

I would include the PMI in the debt service, not the 50% expense column.So, in your example above, the $150 wouldn't come out of the 50% in the part first, but instead would be added to the $652 debt service and come out of the second part, for a negative cash flow of $202/month.And you'd have $350 to cover all the rest of your expenses (maintenance, property management, capex, etc).

That is correct as the "counter" you received from HUD is the net to HUD so all commissions and closing costs(if applicable) must be added to that amountKeep in mind what you received is not really a counter but an invitation to re bid. 

They have a PRI Borrower but 48 hours before closing they request that the spouse be added as just a name of the mortgage for responsibility purposes and that person signs a couple docs here and there at closing. ( Hummm...)