@Mark Hong I am a native of the Twin Cities and just purchased my first investment property here on Friday. 

How hard is it to evict a tenant in Rhode Island ?     

,I'm a fellow Utah native, investor and Realtor.  

Loan Fee Rates for Loans Closing On or After April 7, 2023 and prior to November 14,2031VA Purchase or Construction LoansDown Payment Amount Funding Fee PercentageFirst Use Less than 5% 2.15%5% or more 1.5%10% or more 1.25%Subsequent Use Less than 5% 3.3%5% or more 1.5%10% or more 1.25%VA Cash-Out RefinanceFunding Fee PercentageFirst Use 2.15%Subsequent Use 3.3%Other VA Home Loan TypesLoan Type Funding Fee PercentageInterest Rate Reduction Refinance Loan (IRRRLs) 0.5%Manufactured Home Loans (not permanently affixed) 1%Loan Assumptions 0.5%Native American Direct Loan (Non-IRRRL) 1.25%Note: Reduced funding fee rates apply to loans made to purchase or construct a dwelling with aDownpayment of five percent or more of the purchase price.

As a Lehigh Valley Native, I love to see these local posts on here.  

Utilities - all my buildings are metered individually for min. electric - water, we have a monthly standard fee and mostly No Gas  (also the buildings with Gas Service are metered to the tenant)You can also consider upgrading the through the wall untis to a nice new white sleeve and a new unit if necessary  - it will change the look and feel -  complete removal will require as you know substantially more exterior work - again have done this also on a building it came out ok, I improvised and infilled with Hardie board on exterior, insulated, etc and painted exterior (red brick color) - it was less expensive than doing a ton of masonry.As you know you will need to bring some additional services to meet your HVAC need, it may outweigh the return.

I'm an Electrical Engineer, 29 years old, a native Houstonian and excited to be a part of this community and begin this new RE journey. 

@Stan Hernandez another fellow Torrance native, welcome to BP!

Look for hardy materials like Formica and vinyl.

No clue if that applies to modern day.its algae and its seasonal.. worst months happen to be August sept in the heat of the summer when most tourist think of going to a lake.it was caused mainly by the run off from the pear orchids  ( fertilizers) that were not native.. and you hit it at the wrong time and yes its bad.. but not as bad as it used to be.. now a days its actually clear for a good part of the year. but a shallow natural lake like this will have a lot of plant growth.