Santarelli as an absolute industry expert (podcast, websites, press, social media advertisement) cause investors to have a false sense of security.

It took alot of calling and emailing but I secured a place.                                                     

I've seen you post a few times about 70% max leverage but 75% is widely available, at lease with non-conventional 30Y DSCR loans.  

Flipping is probably a little more intense, but can still be done with a day job, but again, my average flip versus my average rental: flip has made much better returns.And as for generational wealth and handing down something to your kids... well, I guess I view it as: if I can hand my kids a $10mm trust fund held in public securities, or $10mm real estate portfolio, they are going to be pretty set either way, but a real estate portfolio will continually have costs and work, a brokerage account is a bit more set and forget, with some periodic rebalancing.

Whether you’re buying or building, focus on doing so below market value to secure immediate equity or strong cash flow potential.It's also important to thoroughly research the local market—pay attention to trends like rent potential, job growth, and population increases.

Be aware of state usury laws and consider collateralizing the loan for security.

Use a wide-angle lens to show more of each room.

How are they coming up with a security deposit and a months rent and moving costs for a new apartment?

Not mentioned, is recognition of other opportunities that a well-secured note may provide strategically, if placed well.

@Chris StrokesYou would need a securities attorney to review a PPM.