It is DSCR based and no personal tax returns are required to qualify.

Then make your decision based on information.  

Notices, eviction laws, tenant rights and landlord rights vary by state, with some county or city overlays. 

Based on what I currently owe and how high rates are this doesn't seem worth it to me.Does anyone have any advice on what the best way to do this is?

Sounds like you are going with a Fannie/Freddie type loan based on the cap of 2%.  

The information provided is for general knowledge based on my experience and should not be considered tax or legal advice.

My name is Jay I'm excited to join this platform as a new investor based in Charlotte, North Carolina.

(aside from the 1 or 2 homes that have stunning overlook views).When building out your buy box, are you all using the averages, or are you basing your min/max on the cream of the crop listing revenues, even when there aren't clear reasons as to why they are performing so much better than others?

We've invested around $50,000 in improvements (central air and hardscaping) and our mortgage is a 30-year fixed at 2.5%, with a PITI of $2400.We think it could rent for $3,750 - $4,000 per month based on local comps.

Based on what you shared you are not financially qualified to own real estate.