Just a quick response to some of the above remarks, and yes I could pass a test...if I chose to.

If someone has the stones for it, however, the returns are quite remarkable.

The only rude postings were the snide remarks implying that my concern was looney.

Just have a Realtor set you up to receive MLS listings that have typical REO remarks 'bank owned, reo, addendums, ect ..

What you are doing is remarkable and inspirational.

Or review interior photos/upgrade remarks of sold comparables to see what the area supports.

Yeah, he likely would have lost, but if there was any sincerity in his remarks, I give him some credit...He said:"[I do] not love Congress [and that the body] is not operating as it should....It may be shocking that someone in public office would actually decide to voluntarily step down, but I reached a conclusion that if I could help to create jobs by growing a business, or help educate our children in a university or college, or help a philanthropy or charity, I would be getting more done to help people in their daily lives than Congress is currently doing."

." -- Ben FranklinAs I have remarked in prior calendar-turning newsletters, it is this time of the year when most people pause to reflect on the past, ponder the present, and plan the future.

Even a no-frills brokerage has a remarkable amount of agent support and training, free conference room space, a 'virtual' office, and web site for a nomimal fee.So I'd categorize these expenses as meager, and easily recoverable for the entire year (or several years), with a SINGLE deal.

Thank you for clarifying Joe's remark that helped.