BP members, Hello, now you all can watch this Stress Test of the screwed up Citizens Home Owners Insurance that we were tricked into.

The trick is you don't want to pay retail.

I know this may sound dumb but any tips or tricks on how to figure that out would be great!

I think most of the methods and tricks I read about are pure genius and would like to try them out for myself.

Another trick I've used is to keep their marketing materials then pull them 6-12 months later.

Subtract all the costs, and you have  your offer number...and here's the trick...DON'T GO ANY HIGHER.  

I'm very green as far as mortgage tips and tricks as this is only my 2nd mortgage.I'm currently updating parts of the house such as a full bathroom gut on the main floor, new water heater, softener, fuse panel, radon mitigation system, windows, paint, flooring etc. 

The trick is finding the right spot for regulation. 

There are a lot of techniques and tricks that you can do to ensure a successful campaign.  

Going in together also extends our budget into a range where we can find a more solid place without some of the concerns I was seeing when I was looking solo.I was wondering if anybody has experience going in on a place with a family member, and if you can offer us any tips and tricks on splitting a property 50/50.Thanks in advance for your help!