A couple areas where I see distress are going to be CMBS loans and large urban properties, where business travel may not pick up as quickly.

In Urban areas it is not uncommon for people to be here on six month tourist visas and they rent homes.  

The ratio of mail that wants my money, my possessions, my vote - compared to the mail that wants my time, my attention, my presence - tells me society has only two expectations for me: spend money or get out of the way.

So, while the challenge of affordability persists, it takes on a slightly different nuance in a sizable metro area where discerning buyers are looking for quality and value in their investments.For urban investors, it’s advisable to seek homes that go beyond being simply inexpensive.

But, that's a disclairmer for this litigious society. 

My Airbnb is in a regulated urban area where my main competitors are hotels.

But, over time, we have been able to raise rents and now the two units cover all the building expenses plus a little cash flow essentially living for free in an expensive urban market while making some extra to put aside for maintenance and repairs that may come up.In addition, the appreciation in value has also raised our equity to more than 50% LTV.The sooner you can get into a house hacking situation the better off you’ll be in the future.

almost every residential piece of land for subdivision or suburban multifamily of scale more than 150 units is agricultural in our market. urban infill isn't.

We tend to focus on urban core and higher density where it's easier to get approval than suburban but it's basically development.

60k is a bit less than you need in tampa. lots are 75k for infill ground up multifamily which is the realistic only way to be in the urban core is to build and design what you want.