Chad is great, definitely recommend his Twitter and YouTube channel

I’d recommend looking for a market that’s affordable and has good rental demand—local job growth or proximity to schools can be a sign of a solid investment.

HI @Paige GardnerI can send you HML recommendations and wholesalers. 

Pay attention to the details and be organized Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Ask them if they have any projects they are seeking hard money on.

Also, I grew up in the Rochester area and if you want to be investing in real estate I'd recommend you get out of NY now while you're young. 

It is a great market but highly recommend partnering with an agent who knows the market and has experience dealing with investors as location is key. 

@Josh Jung do you recommend any providers?

My understanding is that the ballpark standard of "unless it would be outrageously tough" (something along those lines) is what applies if you're doing a rehab, seeking new permits, doing structural changes anyways, and things of that nature.For existing pre-ADA structures, my understanding is that the standard is more along the lines of "if it can be easily/cheaply done, you have to do it."

The factors to consider are your overall objectives, your credit score, DTI and personal financial condition I recommend you find a broker or originator whom you can trust and have them weigh your options.