.- Institutional Capital & Private Equity: By moving from hard money to institutional financing, you can secure larger credit lines with better terms.

I have a mortgage with NBC and will be using them more this year.If you'd like, I'd be happy to connect you with my buddy Mark who can give you quotes on DSCR loans, and connect you with Jody Shaw @ NBC who can help drum you up some quotes and tactics on getting a loan with them. 

I think most of the visitors are just looking for a nice private home to enjoy the hill country, which this home would offer.

Alternatively, a private or hard money loan could provide faster funding if traditional lending timelines don’t work, with the option to refinance once the build is complete.

As for the area, looking for an area where the rent will cover the mortgage.

Learning from those who had already paved the way, I earned my real estate and mortgage broker licenses, equipping myself with the tools to dive into the market.But knowledge alone wasn’t enough—I needed mentorship.

Also, if there’s a mortgage, transferring it to an LLC could trigger the due-on-sale clause, requiring lender approval.Better Alternatives to Avoid Reassessment & Save on Taxes:Living Trust (Best Option) – Your aunt and stepfather could quitclaim their interests to your aunt, who then sets up a revocable trust naming your mother and you as beneficiaries.

One has a 162k mortgage, $1250 tax,Insurance,%3.5 30 yr, worth at least 750,000 LTR rent $3200, #2- Los Angeles worth   $750k as well just did a remodel of 150 K, mortgage is 75,000 payment $700.tax,Ins, Mtr/str hybrid.

On my properties about half of the mortgage payments go into escrow for taxes.

There are always private money lenders there and people who will partner up on a deal.