These people take your money then leave you without the primary tool you pay for.

That could make for some great opportunity on the appreciation front if you believe they will bounce back.Columbus is talked about adnauseam on the forums.

I wanted to let you know that you could use a primary HELOC Mortgage and run a simpler approach to pay off your home early, or make principal payments, or save up and recast your payment.

@Lilia Very refreshing to see such a positive attitude and ability to bounce back, I am sure you will succeed in your investing journey

Wishing you the best as you dive in, and don’t hesitate to reach out if you need advice or someone to bounce ideas off of.

I don’t understand how you can have 13 rentals that are paid off and a primary residence that is paid off and still need more cashflow.

For example, I have my house, am building a legal JADU, but later down the road I decide to rent my entire house and buy another primary residence.

Although insulating the floor is a nice extra, it is not the primary way that cold gets into the house.

Because they were primary residences, we had homesteads on all of them.

The tenants are currently in court with a title dispute so the house would have to be paid for cash only.I would like to convert it to a primary residence and turn the garden level into a separate two bedroom apartment for use as an in law suite.