He really is a proactive person.

Even through the busiest years, our experience has been that large cabins do not provide the same ROI as small cabins. 

Do you have a 501c3 that you operate under (and rent the house from yourself), or do you purchase homes with an LLC or personal name, and run as a regular business? 

Does anyone have experience with banks that offer these without fees? 

Check with your lender first—they may allow it if you personally guarantee the loan.2.

You bring the capital connection, they bring the operational expertise, and then you learn while doing.A warning from experience: don't underestimate the difference in tenant management.

I am more than happy to connect with you and share with you my experience as an investor so far. 

However, when reading the FHA Loan Contingency Exhibit, section 20 reads: Home Warranty:If the improvements on Property are less than one year old at the time of Closing, Seller shall, if required by FHA, provide a home warranty certificate acceptable to FHA.Does this mean I have to personally warranty any issues on the property that may arise within a year or buy a home warranty from a company that offers that.

I recognize what you presented was a hypothetical but the answer is going to be dependent on the individual and their personal circumstances. 

Unless you are getting leads that are a 25 year person renting and do not own property, the lead quality is not the problem.