Or the always popular, “My tenant moved out and stole my washer, dryer, water heater and light fixtures!!!” 

Here are some creative financing options you might consider:Seller Financing – Since the seller hasn’t moved the property in years, they might be open to carrying a note.

Wishing you the best of luck on your move and house-hacking journey!

I think too many people move on to property number two and three before property number one is really in good shape and later they regret it.

If you are moving from your SFR to another property, then you should be able to get a 5% down loan or even 3% if it's FHA.  25% is only if you won't be living in the property in my experience.

And when a tenant moves out, they send me photos and the turnover fees.

What’s the best way to move forward

Another option is moving out of your place and doing a house hack.

If you ask the manager to justify a fee and he starts hemming and hawing, move on or require them to remove the fee.

Understand Their Process – Clarify loan requirements, turnaround time, and potential challenges before moving forward.