Quote from @Taryn Eagle: Good Morning!

. :)  these are not credit score loans ( I mean I have a credit score) but thats just a formality its all about capital and relationships with your bankers and deposit relationships thats key as well.Yes your relationships with sub contractors will be a huge factor in profitability, both direct and indirect. 

As a family-run business we’re curious—what factors do lenders prioritize most when evaluating projects like ours?

Property Valuation:Investors look at a variety of factors to determine a property’s value, including comparable sales (comps), rental income potential, and location.

@Dennis Bragg, how did you factor improvements and market appreciation into the buy-back price?

Good morning fellow BPers,I’m looking at buying my second property, this time a multifamily with my VA loan.

With fluctuating interest rates, tighter lending criteria, and increased competition for properties, securing the right financing has become a key factor in closing deals and maximizing ROI.Are you exploring creative options like BRRRR, partnerships, or seller financing?

By the time you factor in insurance and any cap ex....it's already a loser...even if you aren't carrying a mortgage.  

It's a great property with tons of potential but it's missing the IT factor.

Meaning truly intrinsic(2x DSCR not 1x DSCR), then roll the dice and lever the minimum you need to get the deal done and understand to put more to reserves than anything else for the first 3-5 years from your current and new property.The risk:reward ratio is very low when you factor in a lack of liquidity.