If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

Quote from @Alan Asriants: There has been a growing trend recently of individuals looking to house hack single-family homes.

go to all the networking events you can. get around like minded individuals. read read read. always take in good information. then take action. best lessons are from action.

I call the process "thinning the herd", and each year I evaluate the property performance and either take actions to increase the individual property performance or sell the under performer. 

By leveraging this cultural connection, we aim to create a vehicle that not only provides housing but also builds community and fosters growth.Here’s how we approach it:Acquiring Labor: The primary role of our units isn’t just to house individuals but to enable them to acquire stable labor opportunities.

@Christopher Morrisi tend to think of 'cash flow' as a function of an entire portfolio rather than any individual property, or any specific month. 

I look at every deal individually.

@Richard Anderson: You've piqued my interest.Do you happen to know if there are guidelines in the banking industry as to how to handle the Due on Sale Clause when a seller sells on Executory contract to another individual?

I prefer individualized service myself.  

There's a lot of people right now that don't qualify as you have pointed out so we will cut deals for longer lease terms for those individuals that do qualify.