I did most everything I was supposed to do, increase my income, decrease my living expenses, save cash, etc.. 

It’s becoming increasingly frustrating—the seller refuses to provide any proper documentation.

I already have land holdings near Everett that will certify out at 304 salable density bonus credits.To play this game, I get certified and then "clip off" the transferable development rights for sale to urban developers in the county, who can cash them in for an increase in dwelling unit density from an original 22 units/acre to 58 units, and building heights from 45' to 75'.

Though I expect that to increase in the future when more ADUs are constructed.

You already mentioned Mid term, which can be a great way to increase cash flow.

I can point you in any direction if you have specific questions or need more information on a topic its funny how note investing is Soup De Jour these days on BP.. 10 years ago no one even mentioned it..  

@Mike Landry,"The point we are all trying to make to you is that it has nothing to do with a HELOC"Funny - I made that same point!

After closing, work on increasing your income, reducing debt, and preparing for a second mortgage.

We all know 'housing affordability' is one of the hottest political topics as of late but I'm not seeing any commitments to increase inventory. 

Or can you acquire another business in an adjacent field that increases profitability?