However if money was transferred to these companies investments and they went bad..

You profit share with them for the first 10 deals (at the higher levels) because they really are right there with you holding your hand, and as I mentioned, doing three way calls, etc. every step of the way.  

A financial calculator and legal pad might work in the hands of someone who knows what they are doing, but that doesn't mean it's the best way to do it.

It’s humiliating to call customer service who has no idea what is going on and can’t quite transfer you to property manager.

There a handful that can do lower  than 620 at 50% LTV, however the rate will be very high My current score is around 670-680.

Durham on the other hand is a great opportunity for investors seeking more short-term growth, more options, and higher likelihood of cashflow. 

If you feel confident in the tenants signing those long term leases, this is a slam dunk and you'll have a cash cow on your hands very quickly!

On the other hand, several states require a license to make business-purpose loans.

They want to  review all course content, they want copies of all articles and written materials you have written (can you imagine handing over 20,000+ posts?

I don’t know anything first hand about the market, but I looked it up on Airdna.