I would never advise my customer to take a 5 YPPP considering we are have been moving into a downward trending rate market since 2024. 3 Year Prepay Max but if you plan on doing renovations or taking cash out on the ARV then a 1-2 YPPP would be Max.I would also advise buying the rate down before you decide to take a 5 YPPP using seller credit, equity or closing funds.

My wife not comfortable putting our house as equity, therefore we are utilizing other options to fund investment properties. 

I'm 3+ hours away and would hire a management company to take care of the property.

What about if you set up a maintenance company that maintains all of the properties, then you have a real estate attorney prepare all of the lease agreements.

Or you could wire all the funds to there escrow acct, bid and pay if you win, then request the remainder of funds to be refunded. 

If you have worked with a company that handled everything for you- vs making your own deal/team/etc, I'd love to hear your thoughts.  

I would take a trip and meet with different companies.  

I also have questions about title and escrow companies, vtb, lawyers and accountants that deal with seller financing.

I can't say when that will be but 4.125 is quite a lot depending on the rate you get.I personally want a hassle free funding experience and the lower rate.

Either pay it back in ten years or when I sell I have to give a % of the equity to the lending company. breakdown$2,200-$1,100=$1,000 profit what are your thoughts?