It takes the same time to underwrite and work the file, but won't yield anywhere near the profit for them of a $300k loan.

It's worth taking a look at if you're seeking higher returns without needing as much work on the back end.

Quote from @Dina Schmid: @Patrick Roberts Really appreciate you taking the time to respond.

You will take 75% of that 5000 which is 3750.   

The equity can later be re-distributed into better cash flow vehicles (real estate or otherwise) while taking advantage of advantageous tax rates. 

Take @Frank Rolfe's MHU bootcamp!

This is a great place to learn and to connect with people so take advantage of all the great resources.

I would like to briefly explain my situation and want to hear your guy's advice on what i should do and what action i should take in order to maximize my time and investments.

I've attended a couple of forums on the insurance issues, and my take away is that no one knows when it's going to ease up.

Key reasons for SBA - Less of a down payment (as low as 10%)Longer term for improved cash flow (up to 25 years fully amortized) Lenders like it (Takes some of the risk off of the bank, so marginal applications for conventional may gain approval with SBA support.)Relaxed Cash-Flow Requirements vs Conventional.