As rates fall your cashflow should be getting better, but for now getting your foot in the door on a property is a great start.

Are you actually producing income or did you fall for the TikToks that tell people to open an LLC and banks will throw money at you?

This implies residential units can be built at lower costs and provide better return. 11) adding an ADU to SFH can make the SFH fall under rent control.

(mostly cosmetics), what price range that it must fall into at that condition (for the purchase price) and/or what the maximum LTC to ARV must be (in other words the purchase & rehab numbers must not exceed 65-70% of the ARV, the lower the percentage of ARV the better).

Even though it is a 4-plex, it still falls in the same bucket with similar loan structures as if you bought a single-family rental. 

If either argues about the approach you can simply fall back on the 'law'.

The states that have fall into two broad categories 1.

@John Clark already did but the lien will fall off during forclusure.

They would never look at 99% of the 154 units that are listed on Zillow at any given time.I used this exercise to show how opportunities fall through the cracks & most investors make investment decisions based on bad or irrelevant data.

Is the area appreciating in value, stable or perhaps falling.