Lake Berkley or Terra Verde come to mind, they are peaceful yet still fairly close to the parks.

Quote from @Portia Dampier: Hi BiggerPockets community,I’m fairly new here and somewhat new to real estate investing.

If I see progress soon I'd be more inclined to recommend them.I think this is a fair review and I have had a similar experience, although it took them 3 months to submit my permit while it took only one month on your case.

For example, in the New York area, especially in some hyped-up fringe neighborhoods (like certain areas of the Bronx, Queens, or Staten Island), finding a "bargain" seems easy.

Most Heloc rates right now are around 7.75% to 10% so if you look at your blended rate between your fist and Heloc you would be better off doing a cash out refinance.A lot of people forget or simply do not know that if you do a cash out refinance the rate does go up but in 12 to 24 months if you do a "rate and term" refinance you can get it back down fairly close to where it was at prior.

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

I think that is a fair price and that will help me with my breathing room and hopefully help pay off my place faster, or at least so I can reach 20% equity so I can stop paying $110 a month in PMI haha.I'm obviously going to be checking credit score, making sure tenant has a stable income, no criminal background, etc.

The 4-unit is 1/1s, fairly similar footprints. 

This metric became popular post GFC, when properties with a 1% rent to value ratio were fairly easy to find.  

Sets up automatic requests for rent, and is a fairly bare bones but SUPER easy to use system.