Considering the OKC market's rental income potential and the favorable economic and real estate trends in Oklahoma City, it represents a promising investment opportunity for real estate investors seeking stable returns and potential appreciation. 

Although, we have a similar structure for our PMA’s, we do not treat security deposit as income but more as reimbursement for damages.

Often, it will also need work.So, that is causing investors to lower their standards and buy Class C & D rentals.Problem is, most investors apply Class A assumptions to these Class C/D properties - and then blame everyone else when they don't get their "expected" results.Check out copy & paste info below for more dtails:------------------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

I own a small portfolio that brings enough income for me not to have a w-2 income.

I require 650+ Credit, no violent crime or theft, 3X monthly income, and no prior evictions.

I ended up with 12 properties and 20k/mo in income after they were paid off.

Hello Devon,You can buy a new duplex with 5% down if you are living in it.You can use expected rental income to qualify.

Typically 75% of rental income can be applied towards your DTI for qualification. 

My thinking immediately turned to researching local rental costs per square foot to determine income potential with triple the current square footage.

Everything I bought is up 2-3x and last year I had net rental income on my taxes of $86,000.