Through that struggle I stayed focused, worked hard, and remained disciplined earning a division 1 scholarship and having my college education paid for.

Transfer the debt from your high-limit card to your balance transfer card, and diligently pay off the debt over the next 18 months.It takes discipline, but this technique will allow you to immediately finance repairs for pretty much everything for a 3-4% one-time fee.Bad credit?

Disciplined underwriting means not looking for ways to force the numbers to work.

@Sam Trulli clearly your a hard worker and disciplined to save and make that $$.

What are some of the best self discipline books out there?

@Boris SuchkovI thought I made that more than explicitly clear, it's called disciplined fiscal spending.

Many/most of those people need that kind of structure because they lack the self-discipline necessary to use any kind of debt responsibly, and tend not to be very sophisticated when it comes to investing.

It is certainly possible with the right schedule and discipline to stick to that schedule.Realtors typically make cold calls/prospect for new business during the morning to early afternoon hours.

However it definitely takes the right mindset to become successful, you need to be driven and have a lot of self discipline.

It’ll take patience, dedication and discipline though.