Just a heads up, a lot of the down payment assistance programs come with higher interest rates and other hooks.

Thanks for the heads up.

Hey @Kristin Solbach, first get the loophole thing out of your head.

Take the 4 Hour Work Week approach and head off to somewhere in exotic😉

At the end of the day everyone just wants a safe place to be able to lay their heads each night.

I think as @Michael Plaks mentioned I think you need to clear your head and just focus on deals right now. 

If you buy a duplex and your "cost" per month is 750 (just using a number) but for you to rent or (even buy) a similar single family it would cost you 2000 a month then you are still 1250 a head every month! 

Would you be ok with jumping on a call with me as I am trying to wrap my head around this?

At the time that I had moved into the holdover tenant's unit, i had installed a brand new shower head.

I’ve also read through the responses and they too are accurate, well thought out and hit the nail on the head.