I couldn’t tell you what rates are today but I assume they are competitive.

That's also what the lender told me, it would take too long and thus make me as a buyer less competitive once we're in UW. 

Sounds like you have thought out a lot of this, but maybe also hold a competition with a cash prize at your closest architectural and design school.Can you build it cheaper than someone like this?  

Still strong but lots of competition, so you need to research what works: good pics, seasonal pricing, amenities, etc.

And therefore competition among tenants can create significant challenges, like...Businesses may struggle to establish a unique presence and loyal customer base, and a lack of profitability due to nearby competition will likely lead to higher tenant turnover.

Why did you go with Monday over the competition?  

Those rental numbers are going to return in the next two to three years given the lack of any new construction.

I've never had a client not be able to get a great competitive premium on a property here and we've bought all kinds of property. 

I hope you enjoy small towns that lack diversity.I am sure Dayton has some real estate meetups.

Many nationwide lenders can fund deals regardless of location and often have competitive terms.