However, if you decide to install HVAC, it should be based on the comfort and safety of your tenants.

It varies deal to deal, on one property maybe up to 65% LTV, but if you have more collateral the more likely they can make something work.For example, I've done numerous deals where we place a 2nd on 4-5 properties and the lender feels comfortable lending x amount of dollarsThese are very non traditional loans and no two will ever be the same.

If you’re comfortable being a landlord, keeping it as a rental sets you up for long-term wealth.

If you can establish a solid network (even virtually at first), and maybe leverage your savings to buy a property with rehab in mind, the reward could be the path you're looking for to make those five-year goals a reality.Of course, the risks are there, but if you're comfortable and see the upside, it could be worth leaning into.If you need more insight into BRRRR execution or anything specific about market selection and building a remote team, feel free to ask.Hope that helps!

I know you see a LOT of posts @Jay Hinrichs, so give it a few days and I'm sure just like the Justin Nyugen guy we got, more people will feel comfortable coming out of the woodwork bringing up some cases related to these name which will help law enforcement. 

I'm in the same shoes you are and I'm looking for sponsors also.

That said, if you were in my shoes would you advise looking into syndications or trying to find deals to buy and hold myself?

As you pay off the debt are you comfortable with $4M equity exposure within a single LLC?

I’ve educated myself with books like Rich Dad Poor Dad and real estate podcasts, and I know I’ll succeed.I’d love advice from others who’ve been in my shoes: Is it okay to start investing in a different area if one strategy isn’t working?

Additionally, a fund allows for diversifying much quicker into a larger number of notes (and which also can be further diversified by geography, underlying real estate asset type, strategy etc.)The downside is that the investor has to feel comfortable vetting sponsors (and not everyone does).