also the amortization at 30 years will increase your cash flow but seller may want shorter amortization to have you put a little something  extra in monthly  HOARDER:  5k may not cover it  Clean out , dumpster , stripping flooring , demo If he's a smoker , heavy priming and paint   Drywall repairupdating electric , plumbing and new flooring , kitchen cabinets   I would allocate extra depending on square footage of apartment   You need to get in there and do a through assessment and talk to occupants to get some information    Find out if hoarder smokes and take a pack of cigarettes to get building info out of him, maybe a case of beer or even 40 dollars in cash  

And possibly not only  cigarettes, but also some other "stuffs".  

Even if they do go outside, they still stink like a burning cigarette when they come back inside.

Likely an unlicensed person doing a crappy install working for beer and cigarette money.  

No cigarettes, no girlfriend phone calls, no other errands to run; this guy is straight work and water.

I would appreciate any recommendation for a cigarette smoke detector that either can be checked remotely by WiFi or that has a memory function.  

He had friends over recently and one of them called him the next day saying the condo gave him a headache and that only happens when there’s large quantities of mold or paint or cigarette fumes. 

People make choices to spend their money on tattoos, cigarettes, drinking, a trip to Cancun, or $2,000 tires for their truck...and then expect us to extend them grace.I don't reward stupidity; I make profit from it. 

They’ve got money for cigarettes beer and dog food before they pay their obligations This scripture says it all :“For even when we were with you, this we commanded you: that if any would not work, neither should he eat.” 

The bad neighbors chain smoke inside their unit and make all the other units smell like cigarettes.