In today's day and age of social media, the Internet and super catchy reels and videos, attracting your attention to higher returns, promising life changing strategies and tips on how to quit your 9 to 5 job; A lot of people really neglect what real Real Estate investing is all about. 

After seeing a video somewhere, I made the tool in the photos, using wood, some screws and stick-on rubber safety tread from Harbor Freight: https://www.harborfreight.com/self-adhesive-rubber-safety-step-tread-98856.html.

In fact we just did a presentation on this last night we'll have a video out in about a week.

Great news, and I'll know more next week, but I just spent the entire day yesterday going over hours and hours of audio recordings I had from a prior closing, many phone calls and conversations etc even additional very HIGHLY incriminating evidence that I GUARANTEE this Pastor and County Chaplain DOES NOT want getting out to the public and we're going to see if we can finally get this outstanding MAN OF GOD to be an adult and accept the inevitable before it gets worse for us both if they further delay.

I am waiting to have my PM and Agent do a walk through (he does pretty thorough videos for me as I am an out of state investor).

Nothing new was added to the program, and it went from lifetime access to their training videos to a one-year membership for those people. 

Watch a few youtube videos on increasing your credit score quickly.

The issue with RUBS is that it is fluid and it hinges on the # of occupants and this poses issues: 1) A child uses less than an adult; 2) a worker from home uses more than one that drives to work; 3) A couple may have a child during tenancy which they fail to divulge; 4) friends and family may visit for a few days during holidays.... etc. etc. etc.  --- and... these issues become issues for the other Tenant and then turns you into the constant 'utility police' because you constantly have to monitor # of occupants... eww. 50/50 is simple and simply understood and 100% while vacant is also simply understood.

Brokers send that in and then are put through a series of videos showing how to package the loans and load them into the companies system.Broker does that loads them into the system and now you have individual borrowers with all their personal info being transmitted to the fake wholesaler lender.. 

The questions you ask will be easily explained in the BP podcasts and YT videos.