I am happy to deliver groceries, medicine, supplies...whatever. 

Any heart ache you are going through now will most certainly come up again when you go to sell the property the only difference will be which side of the table you are sitting on. 

I just wanted to let you know that if your tenants pay via ACH / eCheck, it is only an additional $2 per transaction for them.

Example, if my payment to the owner is $1500 a month and their payment is $1250, I pay $1250 to the lender (make sure you put the account number in the memo or it is ACHed properly) and the other $250 goes to the owner. 

As mentioned, Cozy offers free ACH, but if your tenants are low income, they likely don't have bank accounts to ACH from, and forcing a 2.75% increase seems to be raising their rent, even though it is a CC processing fee.As for the bookkeeper piece, I would not expect a bookkeeper to have some plan for you. 

A lot of consumer prices will deflate with some like medicine and necessities will not deflate, but stay the same or inflate.

ACH - auto bank transfer from their account to mine2.

Technically, they can do a charge back on an ACH bank payment too.

we may start renting our vacant units again… but because of the now increased risk guess what will happen to the move-in requirements... yeah they’ll increase too… we’re talking about full allowable security deposits, two first full months of rent due instead of the previous first full month and even possible ACH pre-authorizations and credit card authorization information as a backup.

Doug Ducey on Monday issued a statewide "stay-at-home" order to stop the spread of new coronavirus, barring Arizonans from leaving their residences except for food, medicine and other essentials.The order will take effect at the close of business Tuesday."